home partnership




Programs

HPI offers programs built around the mission of creating successful homeownership opportunities for individuals and families.  Through housing counseling families find answers to their own particular questions or problems before and after the purchase of a home.  Homebuying Education is classroom instruction by professionals on the process of purchasing and maintaining a home in today’s market.  Financial Literacy Training gives people a foundation for developing budgeting and financial skills and develops savings skills along the way.  Closing Cost Assistance are programs developed with public and private partners to help families raise funds necessary for a home purchase.  Housing Development provides real housing opportunities through one of HPI’s home ownership programs. 



Homebuyer Education Program

Homebuying Education is classroom instruction on how to purchase, maintain and stay in your home.  Learn from professionals and with others looking to buy a home.  Share experiences. Find out what choices you make in the homebuying process, so you have the information needed to make the best choice for you.  Classes are three hours instruction with homework and are required of anyone purchasing a home from HPI.   SEE MORE...



Foreclosure Prevention Program

Home Partnership, Inc. provides counseling and education services for families and individuals who are unable to make mortgage payments on homes they currently own. Whether due to medical emergency, changes or loss of job, separation or divorce or even death of a spouse, Home Partnership can help. Under a new initiative developed in partnership with Maryland State Department of Housing and Community Development, help is now available to residents of Baltimore, Harford and Cecil Counties. The initiative provides information and direct assistance for homeowners who are falling behind on mortgage payments or facing the prospect of losing their homes. SEE MORE...

Closing Cost Assistance

Saving for a down payment and/or closing costs is the greatest obstacle most first-time home buyers face. As a result, government and private industry have committed resources to promote homeownership in the form of loans and/or grants to help meet this challenge. Most closing cost assistance programs require home buyer education and may require Pre-purchase homeownership counseling. Often for eligibility, and certainly to best understand the options available, Homebuyer Education and Pre-purchase homeownership counseling must be completed prior to entering into a contract on a home.   SEE MORE...

Housing Counseling

Homebuyers and/or Homeowners can benefit from a personal one-on-one meeting with a Homeownership Counselor. This provides a confidential setting to address questions about budgeting, mortgage options, the real estate transaction, settlement, credit, property taxes, property repair and/or home improvements. Homeownership Counseling provides information about the options and resources available. Whether you are purchasing your first home, just settled on a property, or have owned for many years, Home Partnership, Inc. will work with you in your efforts to attain affordable, sustainable homeownership.   SEE MORE...


Financial Literacy Training

Not quite ready to buy, but want to get there?  Learn with others over a 12-month course that teaches basic financial skills from budgeting, to credit, investment, insurance and other topics related to building wealth through the purchase of a home. As you save, your savings may qualify to be matched.   SEE MORE...



Housing Development

HPI has been rehabbing, developing and selling homes in the upper Chesapeake region since 1997.  Homes are quality-built, with workmanship pride and priced to be affordable to working families in our region. Our mission - to expand affordable and successful homeownership opportunities and strengthen communities – is best exhibited in our homes.   SEE MORE...
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